|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
| 30
year payment |
|
Interest Rate |
5.11% |
|
|
Ratio |
1.054 |
|
|
|
|
30 Year Interest |
5.10% |
|
|
Issuance Fees |
$75,000 |
|
|
|
|
|
Date |
Principal |
Coupon |
Interest |
|
|
|
|
|
Oread Labs: |
|
Coupons |
|
|
|
| 1 |
$0 |
5.31% |
0.65 |
|
1 |
$20,000 |
3.32% |
$74,089 |
|
$21,461 |
$20,000 |
$1,433,075 |
|
$21,498.02 |
|
|
|
| 2 |
$0 |
5.31% |
0.70 |
|
2 |
$25,000 |
3.58% |
$73,425 |
|
$22,558 |
$25,000 |
$1,408,075 |
|
$22,594.42 |
|
|
|
| 3 |
$0 |
5.31% |
0.70 |
|
3 |
$25,000 |
3.58% |
$72,530 |
|
$23,710 |
$25,000 |
$1,383,075 |
|
$23,746.73 |
|
|
|
| 4 |
$0 |
5.31% |
0.75 |
|
4 |
$25,000 |
3.83% |
$71,636 |
|
$24,922 |
$25,000 |
$1,358,075 |
|
$24,957.81 |
|
|
|
| 5 |
$0 |
5.31% |
0.80 |
|
5 |
$25,000 |
4.09% |
$70,678 |
|
$26,196 |
$25,000 |
$1,333,075 |
|
$26,230.66 |
|
|
|
| 6 |
$110,000 |
5.00% |
0.80 |
|
6 |
$30,000 |
4.09% |
$69,656 |
|
$27,534 |
$30,000 |
$1,303,075 |
|
$27,568.43 |
|
|
|
| 7 |
$110,000 |
5.00% |
0.85 |
|
7 |
$30,000 |
4.34% |
$68,430 |
|
$28,941 |
$30,000 |
$1,273,075 |
|
$28,974.42 |
|
|
|
| 8 |
$115,000 |
4.25% |
0.85 |
|
8 |
$30,000 |
4.34% |
$67,127 |
|
$30,420 |
$30,000 |
$1,243,075 |
|
$30,452.11 |
|
|
|
| 9 |
$115,000 |
4.50% |
0.85 |
|
9 |
$30,000 |
4.34% |
$65,824 |
|
$31,974 |
$30,000 |
$1,213,075 |
|
$32,005.17 |
|
|
|
| 10 |
$120,000 |
4.75% |
0.85 |
|
10 |
$35,000 |
4.34% |
$64,521 |
|
$33,608 |
$35,000 |
$1,178,075 |
|
$33,637.43 |
|
|
|
| 11 |
$125,000 |
5.00% |
0.90 |
|
11 |
$35,000 |
4.60% |
$63,000 |
|
$35,326 |
$35,000 |
$1,143,075 |
|
$35,352.94 |
|
|
|
| 12 |
$125,000 |
5.00% |
0.90 |
|
12 |
$35,000 |
4.60% |
$61,391 |
|
$37,131 |
$35,000 |
$1,108,075 |
|
$37,155.94 |
|
|
|
| 13 |
$130,000 |
5.00% |
0.90 |
|
13 |
$40,000 |
4.60% |
$59,781 |
|
$39,028 |
$40,000 |
$1,068,075 |
|
$39,050.90 |
|
|
|
| 14 |
$135,000 |
5.25% |
0.95 |
|
14 |
$40,000 |
4.85% |
$57,941 |
|
$41,023 |
$40,000 |
$1,028,075 |
|
$41,042.49 |
|
|
|
| 15 |
$140,000 |
5.25% |
0.95 |
|
15 |
$45,000 |
4.85% |
$56,000 |
|
$43,119 |
$45,000 |
$983,075 |
|
$43,135.66 |
|
|
|
| 16 |
$145,000 |
5.40% |
0.95 |
|
16 |
$45,000 |
4.85% |
$53,815 |
|
$45,322 |
$45,000 |
$938,075 |
|
$45,335.58 |
|
|
|
| 17 |
$150,000 |
5.40% |
1.00 |
|
17 |
$50,000 |
5.11% |
$51,631 |
|
$47,638 |
$50,000 |
$888,075 |
|
$47,647.69 |
|
|
|
| 18 |
$155,000 |
5.50% |
1.00 |
|
18 |
$50,000 |
5.11% |
$49,076 |
|
$50,072 |
$50,000 |
$838,075 |
|
$50,077.72 |
|
|
|
| 19 |
$165,000 |
5.50% |
1.05 |
|
19 |
$55,000 |
5.37% |
$46,521 |
|
$52,631 |
$55,000 |
$783,075 |
|
$52,631.69 |
|
|
|
| 20 |
$170,000 |
5.60% |
1.05 |
|
20 |
$55,000 |
5.37% |
$43,570 |
|
$55,321 |
$55,000 |
$728,075 |
|
$55,315.90 |
|
|
|
| 21 |
$175,000 |
5.60% |
1.05 |
|
21 |
$60,000 |
5.37% |
$40,618 |
|
$58,148 |
$60,000 |
$668,075 |
|
$58,137.01 |
|
|
|
| 22 |
$185,000 |
5.70% |
1.05 |
|
22 |
$60,000 |
5.37% |
$37,399 |
|
$61,119 |
$60,000 |
$608,075 |
|
$61,102.00 |
|
|
|
| 23 |
$195,000 |
5.70% |
1.10 |
|
23 |
$65,000 |
5.62% |
$34,180 |
|
$64,242 |
$65,000 |
$543,075 |
|
$64,218.20 |
|
|
|
| 24 |
$200,000 |
5.70% |
1.10 |
|
24 |
$70,000 |
5.62% |
$30,526 |
|
$67,525 |
$70,000 |
$473,075 |
|
$67,493.33 |
|
|
|
| 25 |
$210,000 |
5.70% |
1.10 |
|
25 |
$70,000 |
5.62% |
$26,592 |
|
$70,975 |
$70,000 |
$403,075 |
|
$70,935.49 |
|
|
|
|
1.10 |
|
26 |
$75,000 |
5.62% |
$22,657 |
|
$74,602 |
$75,000 |
$328,075 |
|
$74,553.20 |
|
|
|
|
1.10 |
|
27 |
$80,000 |
5.62% |
$18,441 |
|
$78,414 |
$80,000 |
$248,075 |
|
$78,355.42 |
|
|
|
|
1.10 |
|
28 |
$80,000 |
5.62% |
$13,944 |
|
$82,421 |
$80,000 |
$168,075 |
|
$82,351.54 |
|
|
|
|
1.10 |
|
29 |
$85,000 |
5.62% |
$9,447 |
|
$86,633 |
$85,000 |
$83,075 |
|
$86,551.47 |
|
|
|
|
1.10 |
|
30 |
$83,075 |
5.62% |
$4,670 |
|
$91,060 |
$83,075 |
$0 |
|
$90,965.60 |
|
|
|
|
|
Principal |
$1,453,075 |
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
19 |
20 |
21 |
22 |
23 |
24 |
25 |
26 |
27 |
28 |
29 |
30 |
|
Coupon |
$20,000 |
$25,000 |
$25,000 |
$25,000 |
$25,000 |
$30,000 |
$30,000 |
$30,000 |
$30,000 |
$35,000 |
$35,000 |
$35,000 |
$40,000 |
$40,000 |
$45,000 |
$45,000 |
$50,000 |
$50,000 |
$55,000 |
$55,000 |
$60,000 |
$60,000 |
$65,000 |
$70,000 |
$70,000 |
$75,000 |
$80,000 |
$80,000 |
$85,000 |
$83,075 |
|
Total Int Payments |
3.32% |
3.58% |
3.58% |
3.83% |
4.09% |
4.09% |
4.34% |
4.34% |
4.34% |
4.34% |
4.60% |
4.60% |
4.60% |
4.85% |
4.85% |
4.85% |
5.11% |
5.11% |
5.37% |
5.37% |
5.37% |
5.37% |
5.62% |
5.62% |
5.62% |
5.62% |
5.62% |
5.62% |
5.62% |
5.62% |
|
|
1 |
$74,089 |
$664 |
$894 |
$894 |
$958 |
$1,022 |
$1,226 |
$1,303 |
$1,303 |
$1,303 |
$1,520 |
$1,610 |
$1,610 |
$1,840 |
$1,942 |
$2,185 |
$2,185 |
$2,555 |
$2,555 |
$2,951 |
$2,951 |
$3,219 |
$3,219 |
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
2 |
$73,425 |
|
$894 |
$894 |
$958 |
$1,022 |
$1,226 |
$1,303 |
$1,303 |
$1,303 |
$1,520 |
$1,610 |
$1,610 |
$1,840 |
$1,942 |
$2,185 |
$2,185 |
$2,555 |
$2,555 |
$2,951 |
$2,951 |
$3,219 |
$3,219 |
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
3 |
$72,530 |
|
$894 |
$958 |
$1,022 |
$1,226 |
$1,303 |
$1,303 |
$1,303 |
$1,520 |
$1,610 |
$1,610 |
$1,840 |
$1,942 |
$2,185 |
$2,185 |
$2,555 |
$2,555 |
$2,951 |
$2,951 |
$3,219 |
$3,219 |
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
4 |
$71,636 |
|
$958 |
$1,022 |
$1,226 |
$1,303 |
$1,303 |
$1,303 |
$1,520 |
$1,610 |
$1,610 |
$1,840 |
$1,942 |
$2,185 |
$2,185 |
$2,555 |
$2,555 |
$2,951 |
$2,951 |
$3,219 |
$3,219 |
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
5 |
$70,678 |
|
$1,022 |
$1,226 |
$1,303 |
$1,303 |
$1,303 |
$1,520 |
$1,610 |
$1,610 |
$1,840 |
$1,942 |
$2,185 |
$2,185 |
$2,555 |
$2,555 |
$2,951 |
$2,951 |
$3,219 |
$3,219 |
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
6 |
$69,656 |
|
$1,226 |
$1,303 |
$1,303 |
$1,303 |
$1,520 |
$1,610 |
$1,610 |
$1,840 |
$1,942 |
$2,185 |
$2,185 |
$2,555 |
$2,555 |
$2,951 |
$2,951 |
$3,219 |
$3,219 |
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
7 |
$68,430 |
|
$1,303 |
$1,303 |
$1,303 |
$1,520 |
$1,610 |
$1,610 |
$1,840 |
$1,942 |
$2,185 |
$2,185 |
$2,555 |
$2,555 |
$2,951 |
$2,951 |
$3,219 |
$3,219 |
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
8 |
$67,127 |
|
$1,303 |
$1,303 |
$1,520 |
$1,610 |
$1,610 |
$1,840 |
$1,942 |
$2,185 |
$2,185 |
$2,555 |
$2,555 |
$2,951 |
$2,951 |
$3,219 |
$3,219 |
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
9 |
$65,824 |
|
$1,303 |
$1,520 |
$1,610 |
$1,610 |
$1,840 |
$1,942 |
$2,185 |
$2,185 |
$2,555 |
$2,555 |
$2,951 |
$2,951 |
$3,219 |
$3,219 |
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
10 |
$64,521 |
|
$1,520 |
$1,610 |
$1,610 |
$1,840 |
$1,942 |
$2,185 |
$2,185 |
$2,555 |
$2,555 |
$2,951 |
$2,951 |
$3,219 |
$3,219 |
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
11 |
$63,000 |
|
$1,610 |
$1,610 |
$1,840 |
$1,942 |
$2,185 |
$2,185 |
$2,555 |
$2,555 |
$2,951 |
$2,951 |
$3,219 |
$3,219 |
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
12 |
$61,391 |
|
$1,610 |
$1,840 |
$1,942 |
$2,185 |
$2,185 |
$2,555 |
$2,555 |
$2,951 |
$2,951 |
$3,219 |
$3,219 |
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
13 |
$59,781 |
|
$1,840 |
$1,942 |
$2,185 |
$2,185 |
$2,555 |
$2,555 |
$2,951 |
$2,951 |
$3,219 |
$3,219 |
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
14 |
$57,941 |
|
$1,942 |
$2,185 |
$2,185 |
$2,555 |
$2,555 |
$2,951 |
$2,951 |
$3,219 |
$3,219 |
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
15 |
$56,000 |
|
$2,185 |
$2,185 |
$2,555 |
$2,555 |
$2,951 |
$2,951 |
$3,219 |
$3,219 |
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
16 |
$53,815 |
|
$2,185 |
$2,555 |
$2,555 |
$2,951 |
$2,951 |
$3,219 |
$3,219 |
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
17 |
$51,631 |
|
$2,555 |
$2,555 |
$2,951 |
$2,951 |
$3,219 |
$3,219 |
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
18 |
$49,076 |
|
$2,555 |
$2,951 |
$2,951 |
$3,219 |
$3,219 |
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
19 |
$46,521 |
|
$2,951 |
$2,951 |
$3,219 |
$3,219 |
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
20 |
$43,570 |
|
$2,951 |
$3,219 |
$3,219 |
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
21 |
$40,618 |
|
$3,219 |
$3,219 |
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
22 |
$37,399 |
|
$3,219 |
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
23 |
$34,180 |
|
$3,654 |
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
24 |
$30,526 |
|
$3,935 |
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
25 |
$26,592 |
|
$3,935 |
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
26 |
$22,657 |
|
|
$4,216 |
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
27 |
$18,441 |
|
|
$4,497 |
$4,497 |
$4,778 |
$4,670 |
|
|
28 |
$13,944 |
|
|
|
$4,497 |
$4,778 |
$4,670 |
|
|
29 |
$9,447 |
|
|
|
$4,778 |
$4,670 |
|
|
30 |
$4,670 |
|
|
|
$4,670 |
|
|
|
$1,409,954 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|