|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
30
year payment |
|
Interest Rate |
5.11% |
|
|
Ratio |
1.054 |
|
|
|
|
30 Year Interest |
5.11% |
|
|
Issuance Fees |
$75,000 |
|
|
|
|
|
Date |
Principal |
Coupon |
Interest |
|
|
|
|
|
Oread Labs: |
|
Coupons |
|
|
|
1 |
$0 |
5.31% |
0.65 |
|
1 |
$20,000 |
3.32% |
$72,671 |
|
$21,018 |
$20,000 |
$1,403,075 |
|
$21,017.95 |
|
|
|
2 |
$0 |
5.31% |
0.70 |
|
2 |
$20,000 |
3.58% |
$72,007 |
|
$22,092 |
$20,000 |
$1,383,075 |
|
$22,091.97 |
|
|
|
3 |
$0 |
5.31% |
0.70 |
|
3 |
$25,000 |
3.58% |
$71,291 |
|
$23,221 |
$25,000 |
$1,358,075 |
|
$23,220.87 |
|
|
|
4 |
$0 |
5.31% |
0.75 |
|
4 |
$25,000 |
3.83% |
$70,397 |
|
$24,407 |
$25,000 |
$1,333,075 |
|
$24,407.45 |
|
|
|
5 |
$0 |
5.31% |
0.80 |
|
5 |
$25,000 |
4.09% |
$69,439 |
|
$25,655 |
$25,000 |
$1,308,075 |
|
$25,654.67 |
|
|
|
6 |
$110,000 |
5.00% |
0.80 |
|
6 |
$25,000 |
4.09% |
$68,417 |
|
$26,966 |
$25,000 |
$1,283,075 |
|
$26,965.63 |
|
|
|
7 |
$110,000 |
5.00% |
0.85 |
|
7 |
$30,000 |
4.34% |
$67,395 |
|
$28,344 |
$30,000 |
$1,253,075 |
|
$28,343.57 |
|
|
|
8 |
$115,000 |
4.25% |
0.85 |
|
8 |
$30,000 |
4.34% |
$66,092 |
|
$29,792 |
$30,000 |
$1,223,075 |
|
$29,791.93 |
|
|
|
9 |
$115,000 |
4.50% |
0.85 |
|
9 |
$30,000 |
4.34% |
$64,789 |
|
$31,314 |
$30,000 |
$1,193,075 |
|
$31,314.29 |
|
|
|
10 |
$120,000 |
4.75% |
0.85 |
|
10 |
$35,000 |
4.34% |
$63,486 |
|
$32,914 |
$35,000 |
$1,158,075 |
|
$32,914.46 |
|
|
|
11 |
$125,000 |
5.00% |
0.90 |
|
11 |
$35,000 |
4.60% |
$61,966 |
|
$34,596 |
$35,000 |
$1,123,075 |
|
$34,596.38 |
|
|
|
12 |
$125,000 |
5.00% |
0.90 |
|
12 |
$35,000 |
4.60% |
$60,356 |
|
$36,364 |
$35,000 |
$1,088,075 |
|
$36,364.26 |
|
|
|
13 |
$130,000 |
5.00% |
0.90 |
|
13 |
$40,000 |
4.60% |
$58,746 |
|
$38,222 |
$40,000 |
$1,048,075 |
|
$38,222.47 |
|
|
|
14 |
$135,000 |
5.25% |
0.95 |
|
14 |
$40,000 |
4.85% |
$56,907 |
|
$40,176 |
$40,000 |
$1,008,075 |
|
$40,175.64 |
|
|
|
15 |
$140,000 |
5.25% |
0.95 |
|
15 |
$40,000 |
4.85% |
$54,965 |
|
$42,229 |
$40,000 |
$968,075 |
|
$42,228.62 |
|
|
|
16 |
$145,000 |
5.40% |
0.95 |
|
16 |
$45,000 |
4.85% |
$53,023 |
|
$44,386 |
$45,000 |
$923,075 |
|
$44,386.50 |
|
|
|
17 |
$150,000 |
5.40% |
1.00 |
|
17 |
$45,000 |
5.11% |
$50,838 |
|
$46,655 |
$45,000 |
$878,075 |
|
$46,654.65 |
|
|
|
18 |
$155,000 |
5.50% |
1.00 |
|
18 |
$50,000 |
5.11% |
$48,539 |
|
$49,039 |
$50,000 |
$828,075 |
|
$49,038.70 |
|
|
|
19 |
$165,000 |
5.50% |
1.05 |
|
19 |
$50,000 |
5.37% |
$45,984 |
|
$51,545 |
$50,000 |
$778,075 |
|
$51,544.58 |
|
|
|
20 |
$170,000 |
5.60% |
1.05 |
|
20 |
$55,000 |
5.37% |
$43,301 |
|
$54,179 |
$55,000 |
$723,075 |
|
$54,178.51 |
|
|
|
21 |
$175,000 |
5.60% |
1.05 |
|
21 |
$55,000 |
5.37% |
$40,350 |
|
$56,947 |
$55,000 |
$668,075 |
|
$56,947.03 |
|
|
|
22 |
$185,000 |
5.70% |
1.05 |
|
22 |
$60,000 |
5.37% |
$37,399 |
|
$59,857 |
$60,000 |
$608,075 |
|
$59,857.02 |
|
|
|
23 |
$195,000 |
5.70% |
1.10 |
|
23 |
$65,000 |
5.62% |
$34,180 |
|
$62,916 |
$65,000 |
$543,075 |
|
$62,915.72 |
|
|
|
24 |
$200,000 |
5.70% |
1.10 |
|
24 |
$65,000 |
5.62% |
$30,526 |
|
$66,131 |
$65,000 |
$478,075 |
|
$66,130.71 |
|
|
|
25 |
$210,000 |
5.70% |
1.10 |
|
25 |
$70,000 |
5.62% |
$26,873 |
|
$69,510 |
$70,000 |
$408,075 |
|
$69,509.99 |
|
|
|
|
1.10 |
|
26 |
$75,000 |
5.62% |
$22,938 |
|
$73,062 |
$75,000 |
$333,075 |
|
$73,061.95 |
|
|
|
|
1.10 |
|
27 |
$75,000 |
5.62% |
$18,722 |
|
$76,795 |
$75,000 |
$258,075 |
|
$76,795.41 |
|
|
|
|
1.10 |
|
28 |
$80,000 |
5.62% |
$14,506 |
|
$80,720 |
$80,000 |
$178,075 |
|
$80,719.66 |
|
|
|
|
1.10 |
|
29 |
$85,000 |
5.62% |
$10,010 |
|
$84,844 |
$85,000 |
$93,075 |
|
$84,844.43 |
|
|
|
|
1.10 |
|
30 |
$93,075 |
5.62% |
$5,232 |
|
$89,180 |
$93,075 |
$0 |
|
$89,179.98 |
|
|
|
|
|
Principal |
$1,423,075 |
|
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
9 |
10 |
11 |
12 |
13 |
14 |
15 |
16 |
17 |
18 |
19 |
20 |
21 |
22 |
23 |
24 |
25 |
26 |
27 |
28 |
29 |
30 |
|
Coupon |
$20,000 |
$20,000 |
$25,000 |
$25,000 |
$25,000 |
$25,000 |
$30,000 |
$30,000 |
$30,000 |
$35,000 |
$35,000 |
$35,000 |
$40,000 |
$40,000 |
$40,000 |
$45,000 |
$45,000 |
$50,000 |
$50,000 |
$55,000 |
$55,000 |
$60,000 |
$65,000 |
$65,000 |
$70,000 |
$75,000 |
$75,000 |
$80,000 |
$85,000 |
$93,075 |
|
Total Int Payments |
3.32% |
3.58% |
3.58% |
3.83% |
4.09% |
4.09% |
4.34% |
4.34% |
4.34% |
4.34% |
4.60% |
4.60% |
4.60% |
4.85% |
4.85% |
4.85% |
5.11% |
5.11% |
5.37% |
5.37% |
5.37% |
5.37% |
5.62% |
5.62% |
5.62% |
5.62% |
5.62% |
5.62% |
5.62% |
5.62% |
|
|
1 |
$72,671 |
$664 |
$715 |
$894 |
$958 |
$1,022 |
$1,022 |
$1,303 |
$1,303 |
$1,303 |
$1,520 |
$1,610 |
$1,610 |
$1,840 |
$1,942 |
$1,942 |
$2,185 |
$2,300 |
$2,555 |
$2,683 |
$2,951 |
$2,951 |
$3,219 |
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
2 |
$72,007 |
|
$715 |
$894 |
$958 |
$1,022 |
$1,022 |
$1,303 |
$1,303 |
$1,303 |
$1,520 |
$1,610 |
$1,610 |
$1,840 |
$1,942 |
$1,942 |
$2,185 |
$2,300 |
$2,555 |
$2,683 |
$2,951 |
$2,951 |
$3,219 |
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
3 |
$71,291 |
|
$894 |
$958 |
$1,022 |
$1,022 |
$1,303 |
$1,303 |
$1,303 |
$1,520 |
$1,610 |
$1,610 |
$1,840 |
$1,942 |
$1,942 |
$2,185 |
$2,300 |
$2,555 |
$2,683 |
$2,951 |
$2,951 |
$3,219 |
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
4 |
$70,397 |
|
$958 |
$1,022 |
$1,022 |
$1,303 |
$1,303 |
$1,303 |
$1,520 |
$1,610 |
$1,610 |
$1,840 |
$1,942 |
$1,942 |
$2,185 |
$2,300 |
$2,555 |
$2,683 |
$2,951 |
$2,951 |
$3,219 |
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
5 |
$69,439 |
|
$1,022 |
$1,022 |
$1,303 |
$1,303 |
$1,303 |
$1,520 |
$1,610 |
$1,610 |
$1,840 |
$1,942 |
$1,942 |
$2,185 |
$2,300 |
$2,555 |
$2,683 |
$2,951 |
$2,951 |
$3,219 |
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
6 |
$68,417 |
|
$1,022 |
$1,303 |
$1,303 |
$1,303 |
$1,520 |
$1,610 |
$1,610 |
$1,840 |
$1,942 |
$1,942 |
$2,185 |
$2,300 |
$2,555 |
$2,683 |
$2,951 |
$2,951 |
$3,219 |
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
7 |
$67,395 |
|
$1,303 |
$1,303 |
$1,303 |
$1,520 |
$1,610 |
$1,610 |
$1,840 |
$1,942 |
$1,942 |
$2,185 |
$2,300 |
$2,555 |
$2,683 |
$2,951 |
$2,951 |
$3,219 |
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
8 |
$66,092 |
|
$1,303 |
$1,303 |
$1,520 |
$1,610 |
$1,610 |
$1,840 |
$1,942 |
$1,942 |
$2,185 |
$2,300 |
$2,555 |
$2,683 |
$2,951 |
$2,951 |
$3,219 |
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
9 |
$64,789 |
|
$1,303 |
$1,520 |
$1,610 |
$1,610 |
$1,840 |
$1,942 |
$1,942 |
$2,185 |
$2,300 |
$2,555 |
$2,683 |
$2,951 |
$2,951 |
$3,219 |
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
10 |
$63,486 |
|
$1,520 |
$1,610 |
$1,610 |
$1,840 |
$1,942 |
$1,942 |
$2,185 |
$2,300 |
$2,555 |
$2,683 |
$2,951 |
$2,951 |
$3,219 |
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
11 |
$61,966 |
|
$1,610 |
$1,610 |
$1,840 |
$1,942 |
$1,942 |
$2,185 |
$2,300 |
$2,555 |
$2,683 |
$2,951 |
$2,951 |
$3,219 |
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
12 |
$60,356 |
|
$1,610 |
$1,840 |
$1,942 |
$1,942 |
$2,185 |
$2,300 |
$2,555 |
$2,683 |
$2,951 |
$2,951 |
$3,219 |
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
13 |
$58,746 |
|
$1,840 |
$1,942 |
$1,942 |
$2,185 |
$2,300 |
$2,555 |
$2,683 |
$2,951 |
$2,951 |
$3,219 |
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
14 |
$56,907 |
|
$1,942 |
$1,942 |
$2,185 |
$2,300 |
$2,555 |
$2,683 |
$2,951 |
$2,951 |
$3,219 |
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
15 |
$54,965 |
|
$1,942 |
$2,185 |
$2,300 |
$2,555 |
$2,683 |
$2,951 |
$2,951 |
$3,219 |
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
16 |
$53,023 |
|
$2,185 |
$2,300 |
$2,555 |
$2,683 |
$2,951 |
$2,951 |
$3,219 |
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
17 |
$50,838 |
|
$2,300 |
$2,555 |
$2,683 |
$2,951 |
$2,951 |
$3,219 |
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
18 |
$48,539 |
|
$2,555 |
$2,683 |
$2,951 |
$2,951 |
$3,219 |
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
19 |
$45,984 |
|
$2,683 |
$2,951 |
$2,951 |
$3,219 |
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
20 |
$43,301 |
|
$2,951 |
$2,951 |
$3,219 |
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
21 |
$40,350 |
|
$2,951 |
$3,219 |
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
22 |
$37,399 |
|
$3,219 |
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
23 |
$34,180 |
|
$3,654 |
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
24 |
$30,526 |
|
$3,654 |
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
25 |
$26,873 |
|
$3,935 |
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
26 |
$22,938 |
|
|
$4,216 |
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
27 |
$18,722 |
|
|
$4,216 |
$4,497 |
$4,778 |
$5,232 |
|
|
28 |
$14,506 |
|
|
|
$4,497 |
$4,778 |
$5,232 |
|
|
29 |
$10,010 |
|
|
|
$4,778 |
$5,232 |
|
|
30 |
$5,232 |
|
|
|
$5,232 |
|
|
|
$1,389,936 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|